Jannah Theme License is not validated, Go to the theme options page to validate the license, You need a single license for each domain name.

Does USAA Insure Boats

Insuring Your Boat with USAA

If you are a boat owner, you may be wondering if USAA offers boat insurance. USAA is a well-known insurance company that primarily serves members of the military and their families. While USAA is widely recognized for its auto and home insurance coverage, it also provides insurance options for boats.

Boat Insurance Coverage

When it comes to insuring your boat, it’s important to understand the coverage options available to you. USAA offers comprehensive boat insurance coverage that can help protect you financially in case of accidents, damage, theft, or liability claims.

Some of the key coverage options provided by USAA for boats include:

  • Physical Damage Coverage: This coverage helps protect your boat against physical damage caused by accidents, storms, or other covered events. It typically includes coverage for the hull, motor, and other equipment on the boat.
  • Liability Coverage: Liability coverage is essential for boat owners as it provides protection in case someone is injured or their property is damaged due to your boat. USAA offers liability coverage that can help cover legal expenses and damages if you are found responsible for an accident.
  • Uninsured/Underinsured Boater Coverage: This coverage helps protect you if you are involved in an accident with another boater who either doesn’t have insurance or has inadequate coverage.
  • Personal Effects Coverage: USAA also offers coverage for personal belongings that are on your boat, such as clothing, fishing equipment, and electronics. This coverage can help reimburse you if these items are stolen or damaged while on your boat.
  • Towing and Assistance: USAA provides coverage for emergency towing, fuel delivery, and other assistance services in case your boat breaks down or you need help while out on the water.

Eligibility for USAA Boat Insurance

To be eligible for USAA boat insurance, you must be a USAA member. USAA membership is limited to current and former members of the U.S. military and their eligible family members. If you meet this criterion, you can apply for USAA membership and take advantage of the various insurance products they offer, including boat insurance.

How to Get a Quote

If you are interested in obtaining boat insurance coverage through USAA, the process is relatively straightforward. You can visit the USAA website or contact their customer service to get a quote for your boat insurance. To provide an accurate quote, USAA will typically ask for information such as the make, model, and year of your boat, as well as details about its usage and storage location.

Once you have received a quote, you can review the coverage options and choose the policy that best suits your needs and budget. It’s important to carefully read and understand the terms and conditions of the policy before making a final decision.

Benefits of Choosing USAA for Boat Insurance

There are several benefits to choosing USAA for your boat insurance needs:

  • Specialized Coverage: USAA understands the unique needs of military members and their families, and their boat insurance coverage is tailored to meet those needs.
  • Financial Stability: USAA is a financially stable company with a strong reputation for providing reliable insurance coverage. You can have peace of mind knowing that your boat is protected by a reputable insurer.
  • Discounts and Savings: USAA offers various discounts and savings opportunities for its members, which can help you save money on your boat insurance premiums.
  • Exceptional Customer Service: USAA is known for its exceptional customer service. Their representatives are knowledgeable and dedicated to providing assistance and support to their members.
  • Convenience: As a USAA member, you can manage your boat insurance policy online or through their mobile app, making it convenient and easy to access your policy information and make changes when needed.


If you are in the market for boat insurance, USAA is a reputable insurance company that offers coverage options specifically designed for military members and their families. By choosing USAA, you can have peace of mind knowing that your boat is protected by a company with a strong financial standing and a commitment to exceptional customer service. Contact USAA today to get a quote and explore the boat insurance options available to you.

Related Articles

Leave a Reply

Your email address will not be published. Required fields are marked *

Back to top button